For instance, suppose your payroll is $500,000 and the rate is $1. ABC Manufacturing (fictional company) has $500,000 of payroll doing business in a class code with a rate of $10. the industry average. 1 Experience Modification Rate (EMR) 1. 00 would somehow involve a safety risk, and that the lower the EMR, the safer a company’s work practices. The Workers’ Compensation Division is responsible for the administration of the Alabama Workers' Compensation Law to ensure proper payment of benefits to employees injured on the job and encourage safety in the work place. If your company’s loss experience is more costly on average. 25 are common. EMRs have the knowledge and skills necessary to provide immediate lifesaving interventions while awaiting additional EMS resources to arrive. EMRs can commonly range between 0. Region VII: Baltimore County, Harford, and Cecil counties. Founded in 1923, The National Council on Compensation Insurance (NCCI) represents the largest number of states as their. We ask for 300/300a logs and EMR rating for the last 3 years. The experience modification rate, or Ex Mod, is used by insurers to describe both past injuries and future risk. Revised in 2015. 80 means a company has a good safety record that merits a 20 percent discount. Virginia workers' compensation rates may see small decrease in 2023. , that the employer chooses to exercise, assure the prompt access of representatives of the Assistant Secretary of Labor for Occupational Safety and Health to employee exposure. Group of answer choices 2 . Actions. Your Experience Modification Rate (EMR) can be found in your Workers' Compensation rating pages. 8 Key January Safety Topics + Top Wintry Safety Tips. 7 challenges outlined. Any rating that is below 1. Gov. An experience modification rating (aka an EMR or e-mod) factor is a multiplier applied to the premium of a qualifying policy and is meant to provide an incentive for loss prevention. For example, the July 1, 2023, loss cost for Code 5551 (Roofing) is 2. How to Calculate Your Experience. OSHA Incident Rate. The TRIR formula: Total number of recordable injuries/illnesses X 200,000, divided by the total hours worked during the year. By using the many tools available to you, our hope is for your employees to return home from work in the same healthy condition that they arrived to work. A 1. This database contains information on over 3 million inspections conducted since 1972. OSHA has instituted new electronic OSHA 300 log submission requirements (See More Details Here) for certain high hazard industries including manufacturing, construction, medical care and industrial services. To find your EMR rate: EMR = 1,000,000 / 100 / 1. The National Council on Compensation Insurance (NCCI) has been around since 1923 and is headquartered in Boca Raton, Florida. 0, reflecting a high-risk company with a. The TRIR and the Experience Modification Rate are both used to measure safety performance, but they are very different metrics in terms of how they are calculated and the data used to determine their measurements. No data available in table. One way you can lower your EMR is to invest in a safety program that builds in proactive activities to help avoid accidents This will help you lower your premiums over time, as your accidents are reduced in frequency and severity, the risk to insure your business goes down. The Electronic Medical Record (eMR) is an online record, which tracks and details a patient’s care during the time spent in hospital. The Experience Modification Rate (EMR) is a rate assigned by your worker's compensation insurance carrier. The National Council on Compensation Insurance is the nation's most experienced provider of workers compensation information, tools, and services. 8 then you’re being given a 20% discount, and so on. Welcome to the Employee Misconduct Registry Search System Employability Status Check Search EMR Public Information Search Database Updated: Wed Nov 22 05:22:56 AM CST 2023 Page Updated: Tue Mar 01 08:15:00 PM CST 2022Contact Us Address: 733 Third Avenue, 5 th Floor New York, NY 10017 Phone: 212-697-3535 E-mail: info@nycirb. 75 would produce $25,000 in savings resulting in a premium of $75,000. 33. Note, this is a leading indicator of performance. 0: las empresas con EMR inferiores a 1. So their modified premium would then be $100,000 X . FINANCIAL CALLS. 2. VA is ranked as the 15th most affordable state for workers' comp coverage, on average. You can enter the credential number, name, or business name to find the status, expiration date, and contact information of the license holder. Out-of-State employers doing work in Massachusetts. 25. If your company maintained an EMR of 1. August 21, 2023. All of our employees complete OSHA training, defensive driving, and first aid/CPR courses. The number 200,000 is derived from: 100 employees, working 40 hours a week, for 50 weeks. Easy to Navigate. 4. It does, however, calculate experience modifications based on the payroll. ODI data was not collected after 2011. Please refer to the Proof of Coverage State Guide for additional details about NCCI's POC service in. The EMR is a metric that insurers use to calculate worker's compensation premiums; it takes into account the number of claims/injuries a company has had in the past and their corresponding costs. Experience rating is a projection of future losses using the employer’s past claims history. Click here to search legacy site’s player search form for the time being. The required program is called Industrial Code Rule 59, Workplace Safety and Loss Prevention. The EMR rate is calculated using the following formula: EMR = PC / 100 / CR. Signed under penalties of perjury:A work comp rate of 2. 1. About OSHA ; Find an OSHA Office ; State Plans ; Job Safety and Health Poster ; Careers ; Freedom of Information Act ; Speaker Requests ; Standards Back. For more in-depth information. 75 to 1. 651 et seq. This page allows the user to search the 1987 version SIC manual by keyword, to access descriptive information for a specified 2,3,4-digit SIC, and to. To his surprise, Pepper Construction's experience modification rate (EMR) placed them in the bottom third of the group. In construction, insurance companies use an organization’s EMR to gauge. If your business’s EMR is exactly 1, your workplace. COVID-19 and Workers Compensation: What You Need to Know. The OEMS data file and Online Experience Mod System charge is $8,000 per year. 2. You can also contact your workers compensation insurance provider. 1. 72 demonstrates a strong and decisive implementation of our core values. The thinking is that a rating above 1. An EHR. Businesses with premiums less than $10,000 may qualify for a merit rating plan. 00 for back to back years, this is generally an indicator that your company was not eligible for an EMR, and was instead awarded a placeholder EMR stating that you are paying 100% of your established Workers Compensation premium. As a general contractor, your EMR score is essential. 5 results in a 50% penalty, and so on. 75 to 1. Texas Workers' Compensation Rate Guide. 0, you’re considered riskier, and that might cause your company to be unable to bid on certain projects. gov means it's official. If your EMR, EMOD, XMOD or Experience Modification Rate is over 1. State Workers' Insurance Fund Medical Bill Status Inquiry for Attorneys. 25. Experience Rating Production Service. The file contains all experience rated and merit rated modifications generated for the year. Include the entries in Column H (cases. OSHA calculates the TRIR by multiplying the total number of OSHA recordable cases occurring in a business by 200,000, which is the average hours worked for a 100 employee company. Box 14480 Salem, OR 97309-0405; Media Contacts; Agency Directory; Phone: 503-378-4100; TTY: We accept all relay calls Fax: 503-947-0088 Email: dcbs. Contact our office if you have a problem with a high EMR. 827. Since experience rating offers the prospect of either of these types of premium adjustments, it provides an economic incentive for employers to develop safety programs and claims management initiatives. To elaborate a bit, the industry average Experience Modification Rate will always be a golden 1. This plan will also provide larger credits for those risks that have better-than-expected outcomes and larger debits. It requires a comprehensive safety and loss prevention consultation and evaluation for an employer with: An annual payroll of over $800,000; A workers' compensation experience modification rating of more than 1. New companies will automatically start with a 1. These elements include the ELR, D-Ratio, Weighting Factors, Ballast Factors, Codes, Payroll, Claims and more. The base experience modification rate is 1. To understand experience rating, you must first comprehend how workers compensation premiums are calculated. 5 236115 1521 New Single-Family Housing Construction (except Operative Builders) 4. Where do I find my EMR? Modified on Tue, 23 Apr 2019 at 05:39 PM Contact the National Council of Compensation Insurance (NCCI - or your state. Research & Planning. Step 3: Add visualization. The gulf in brain power between a 135 and a 130 IQ is not nearly the difference in brain power as that between 140 and 135. Occupational Safety and Health Administration 200 Constitution Ave NW Washington, DC 20210 1-800-321-OSHA 1-800-321-6742. Occupational Safety and Health Administration 200 Constitution Ave NW Washington, DC 20210 1-800-321-OSHA 1-800-321-6742. org . I have provided them with a copy of the OSHA 300a and our EMR rating. All requests (other than from the carrier of record) must be accompanied by a letter of authority (on an original of the employer's letterhead) authorizing the release of their data. We will get deeper into how the X Mod is calculated later in this article, but to put it simply – the X Mod is a comparison of expected losses vs. 00, and any deviation from this benchmark reflects. If outside normal business hours, please send our Customer Service Center an email. It may also be called an E-Mod or experience modification rate (EMR). •This study investigates factors that contribute to firms’ EMR to01. Oklahoma Workers Compensation Laws - Minimum and maximum rating payrolls for Corporate Officers, LLC Members, Sole Proprietors and Partners - State rules, laws, state statutes, subrogation, extraterritorial, contacts and other helpful policy information. We will work to keep your costs in line with your budget. 50, then the rate for Code 5551 is 4. 5, which signifies a stellar safety record with minimal workers’ compensation claims. Workers' compensation assessments. The Occupational Safety and Health Administration’s (OSHA) Recording and Reporting Occupational Injuries and Illnesses Standard outlines the requirements, including what injuries or illnesses. The rate is derived from the insurance company’s multiplier for your classification code. OSHA collects work-related injury and illness data from employers within specific industry and employment size specifications. 2 EMR = 8,333. However, the level of risk involved across different occupations varies greatly. So, your EMR rate is 8,333. Understanding the Experience Modifi cation Rate (EMR) Review of tools to reduce Workers’ Compensation Costs R. Provides the formula and the rating values underlying the experience. This post is one in a 3-part series on the Experience Modification Factor in Workers’ Compensation: 4 Ways to Lower Your Experience Modification Rate and Why it Matters How to Calculate Your Minimum Experience Modification Factor Experience Modification Factor Fundamental – Actual vs Expected The experience modification. 29 (2. The rate stays with a company for three years. This program is administered by the Workers Compensation Division of the Wyoming Department of Employment. It is time to stop shopping and start proactively working to lowering your EMR because eventually, it will catch up to you. The last two studies conducted in 2020 and 2022 both ranked Arizona as one of the top 15 most affordable states, on average, for workers' compensation rates. 00 and increases the amount of premium paid. New York Mods is a fee-based subscription service which provides users the ability to access, by employer’s name or NYCIRB Combo ID, the insured’s most recent experience modification. (EMR) does not provide state licensure or certification as an Emergency Medical Responder, this course is ideal. Empty List. However, the process is long and usually starts with a detailed safety plan and in depth analysis. Use OSHA's Establishment search to search for OSHA enforcement inspections by the name of the Establishment, or by a specified inspection or inspections within a specific industry using NAICS or SIC. Much like DART and TRIR, EMR is a lagging indicator that gives you insight into your injury rates. If it is less, then it is a credit factor. In terms of Experience Modification Rates, a . 0. The new plan will aim to incentivize workplace safety appropriately. We are very proud of our commitment to safety every day. For coverage information, contact: [email protected] equates to $2. The Licensed Contractor must disclose any subcontractor’s OSHA violation history or SVEP designation to the permit reviewing department. - The safety department or the person in charge of safety and health should participate in the investigation or review the investigative findings and recommendations. During the RMA, the following items are discussed: Overview of Risk Management; EMR, base rate and premium rate. An X-Mod is a numeric factor that’s used to calculate your workers' compensation premium. 1 and in 2020 was 1. State Mine Inspector’s Office. The Company Snapshot is a free service which provides a concise record of a company's identification, size, cargo, inspection and out-of-service summary, crash data and safety rating (if any). A common metric used to measure safety performance is the experience modification rating (EMR). 2 1. An experience modifier is a calculated figure that accounts for the history of occupational injuries with your business, and so a measure of future risk. 1. COVID-19 and Workers Compensation: What You Need to Know. A common OSHA rate used for prequalification is the recordable incident rate (RIR). A higher EMR means a higher insurance premium as well. Contractors can record two measurements to assess their safety practices and risk management performance—leading and lagging indicators. However, rates vary by state. One way to keep your worker’s compensation costs down is to maintain a good experience modification rate. It also explains what data is used in experience rating and how a mod is calculated. g. If your company maintained an EMR of 1. An EMR which is greater than 1 typically results in. S02 SOL . This number is used by insurance companies to set and adjust insurance. ACTUAL RATE (L) = E + F x H. 00 are considered good mod rates if for no other reason than you are receiving a discount on the premiums you pay to your insurance carrier. It takes into account the number of losses a company has. If your EMR rating is less than 1. NCCI files loss costs on behalf of carriers that write in the state. To get the final rate number, an insurance company will look at how your company compares to other businesses in the same industry. Expiration Date. It’s sometimes referred to as Total Case Incident Rate (TCIR) or the OSHA incident rate. North Carolina Experience Modification Calculation. To satisfy this requirement, please enter 1. Following are the performance test steps: Sort insureds into five groups, or quintiles, in ascending order by Mod. The Experience Rating Plan is a state-mandated program that uses an individual employer's actual incurred loss experience and compares it to average losses of similarly classified businesses. Learn about North American Industry Classification System (NAICS) Codes and Bureau of Labor. Organizations that are serious about lowering their rate will invest in employee training to ensure every subcontractor is safe on the job. EXPERIENCE MODIFICATION RATE = L / M. It works the way insurance people work using a folder and tab paradigm and allows you to move simply between the Riskscreen, the. 00—a rating of 1. A higher EMR means a higher insurance premium as well. 2020 would be excluded. The average company (as defined by the parameters set by NCCI) would have an EMR rating of 1. For information on the Standard Industrial Classification system, please visit Standard Industrial Classification (SIC) System Search. gov. 75 to 1. A company with an excellent safety record would have a EMR rate. Formula. This program uses a company's profit margin, the average costs of an injury or illness, and an indirect cost multiplier to project the amount of sales a company would need to generate to cover those. ACTUAL RATE (L) = E + F x H. Protects fairness in the system by charging premiums proportional to expected future costs. The experience modifier is the percentage applied to the base rate to determine your premium. Experience Rating Mod Highlights. Search. Experience Rating Plan Manual for Workers Compensation and Employers Liability Insurance. Use OSHA's Establishment search to search for OSHA enforcement inspections by the name of the Establishment, or by a specified inspection or inspections. This formula has been provided by Optimum Safety Management and produces only an estimate. 0 is considered to be the industry average. Also, it includes class codes, payroll, and experience modification rates. Let’s say the 2020 workers’ comp was $100 at 1. A lower EMR is better, and results in lower insurance costs. There are other factors. 0. , worse safety performance or more claims than the industry average). It can have a great impact on premium an employer pays. Weekly safety meetings are held with every Superintendent, Project Manager, and Craft employee. 2 EMR would result in premiums 20% higher, or $20,000 more. The manual premium calculation starts with the exposure (payroll) multiplied by the standard rate for that class of business. Search. Webinar Length: 18 minutes. 0 or higher means your company has above-average risk compared to similar companies, which translates to a higher workers' compensation insurance premium. A New York specific experience rating plan has been developed and will impact all insureds with New York related payroll. 0. The search results reflect inspection data through 10/27/2023 and may be updated or modified by OSHA staff or state agencies. 1. The lower the EMR of your business, the lower your worker compensation insurance premiums will be. Ohio is one of a handful of states that has a state administered workers’ compensation system. From this page you can search a repository of questions and answers. 1 then your premium will be 10% higher than the average company in your classification. 0, and the scale typically ranges from 0. 800-622-4123. Emergency Medical Response is a dynamic 56-hour course featuring lecture, video, simulated emergency situations, discussion and hands-on skill practice based on the national EMS curriculum requirements and educational standards. If outside normal business hours, please send our Customer Service Center an email. mil. Conversely, a 0. Safety Committee - Many companies use a team or a subcommittee or the joint employee-management committee to investigate incidents involving serious injury or extensive property. For your Employee Codes, Expected Loss Rate, and Discounted Ratio, you will need to go to [ ] and use the following. Essentially, carriers compare the. California Workers’ Compensation Experiencing Rating Plan—1995 California Workers’ Compensation Uniform Statistical Reporting Plan—1995 Regulatory and Pure Premium Rate FilingsOur Experience Modification Rate (EMR) is . In all states but California, an Ex Mod of 1. For example: An EMR rating of 1. OSHA Back. It shows how your organization’s workers’ compensation claims experience compares to other businesses similar in size and types of jobs. A copy of the experience rating worksheet can be ordered through PCRB Special Services at policyinquiries@pcrb. As required by safety and health programs and committees, your workplace must establish a written safety and health program, and if you have 11 or more. An EMR —also known as an experience modification rating or MOD rating — was designed as a guideline for the insurance industry to help price workers’ compensation insurance premiums. An Experience Mod of 1. experience modification rate = l / m Again, remember that this formula is not taking caps into consideration, so extremely large claims (around $300,000) will result in an. 00 means that a company is expected to incur less losses that a similar company within that same industry. Experience Rating Mods and Worksheets provide information for evaluating risks. The average experience modification for each industry is 1. Basics of Experience Rating. You are invited to an upcoming webinar on Veriforce’s Annual OSHA and EMR Update Process. 2 EMR = 8,333. The mod is calculated using loss and payroll data for an experience rating period. Proper Classification of Employee Codes. Standard Industrial Classification (SIC) System Search. Multiply your annual workers’ compensation premium by your EMR rate to determine your adjusted premiums. If your claims history is average among similar businesses, your e-mod will be 1. Yes, fortunately it is possible for your vendors and contractors to lower their EMR. 90. Your Experience Mod represents either a credit or debit that’s applied to your workers’ compensation premium. A completed ratesheet provides detailed information about the classification codes assigned to a. Out-of-State employers doing work in Massachusetts. We would like to show you a description here but the site won’t allow us. Their unmodified premium is $100,000. If your EMR goes below 1. You can verify that the EMR, EMOD or XMOD used on your policy is accurate through a Experience Modification Rate Review. OSHA 300 log question. 0 indicates a lower risk (i. 7 or below; Acceptable – with a rate of . 2 The annual ABC Safety Performance Report analyzes the cause-and-effect relationship between best-in-class processes and incident prevention. Workers’ compensation insurance varies widely by industry and job type. 99 or lower then this means you have a very good EMR rating and you have few or no major claims or injuries reported in at least the last 3. If your company has an EMR of 1. There’s plenty of disagreement over whether this the best and fairest way to look at a company’s safety record and ability to do a job. Access Additional COVID-19 Information. 85. A lower EMR indicates below-average risk and a lower than average premium. The ‘average’ X Mod is set at 100, and raises and lowers based on whether a company is experiencing more or less work comp claims cost compared to their industry average. The platform’s scoring mechanism is based on a 100-point scale that takes into account safety management systems, working conditions (Occupational Safety and Health Administration citations), program. 0 Experience modifiers (Emod's) are an objective methodology of rewarding or penalizing a business based on premium and claims. The EMR is a metric that insurers use to calculate the premium; it takes into account the number of claims/injuries a company has had in the past, and their corresponding costs. 0 is considered the industry average. Safety Topics. While the rate classification system provides for the distribution of premium to various industries and exposures, WSI's experience rating program focuses on. Alteration and Inspection Permits L&I makes sure that changes (alterations) to manufactured/mobile homes meet safety standards. The average EMR rating for construction is 1. Data entry. An experience modification rate (EMR) is a number that determines the risk of supplying a business with worker’s comp insurance. Thus, experience rating benefits employers and employees by promoting occupational safety and timely return to work for injured workers. The National Council on Compensation Insurance is the nation's most experienced provider of workers compensation information, tools, and services. Using these documents, simply plug in the number of recordable injuries and illnesses with total hours worked to find your OSHA incident rate. Engineering. You’ve just seen your Experience Modification Rating (EMR) and it is high again. State Mine Inspector’s Office. The experience rated modifications in the file are calculated using the current DCA ELRs and D Ratios. Rate Bureau identified your company as having an ERM of 1. In accordance with Chapter 253 of the Health and Safety Code the purpose of the Employee Misconduct Registry is to ensure that unlicensed personnel who commit acts of abuse, neglect, exploitation, misappropriation, or misconduct against residents and consumers are denied employment in HHSC-regulated facilities and agencies. The baseline rating is 1. The experience modifier (X-Mod) is one of the most confusing aspects of workers' compensation insurance for business owners. Prevailing wage, Intents and Affidavits. To be specific, the Industry Average is 1. Days Away, Restricted or Transferred The DART rating, or ‘Days Away, Restricted or Transferred’ is a measurement developed by the Occupational Safety and Health Administration ( OSHA. Text File Delimited Download. EMR is important internally, but more important externally. 48 to 1. 2. We provide tools to help licensed agents and brokers serve their clients, and educational resources for employers to better understand California’s. OhioBWC - Employer - Service: EM history details. 0 EMR. EXPERIENCE MODIFICATION RATE = L / M. GENERAL. NCCI is an insurance rating and data collection bureau for workers' compensation. Type in your search keywords and hit enter to submit or escape to close. It can be found on the Information Page of your. 25 will pay 25% higher premiums than the average company does, while. An EMR above 1. Their unmodified premium is $100,000. An Experience Mod of 1. 0. The Division of Occupational Safety and Health (DOSH), better known as Cal/OSHA, protects and improves the health and safety of working men and women in California and the safety of passengers riding on elevators, amusement rides, and tramways – through the following activities: Setting and enforcing standards. About. Ultra Charts from American Medical Software is an EMR solution that manages patient records, appointments, prescriptions, billing, and a patient portal. Sure, the experience modifier directly impacts the cost of Workers Compensation insurance for employers. L&I is workers' comp, workplace safety, labor and consumer protection, trades licensing, contractor registration and license lookup for public. MEDICAL DATA CALL. The Experience Rating, ARAP and Merit Rating Calculator is an online product which allows the user to enter the appropriate statistical data and calculate the Massachusetts intrastate experience modification and ARAP factors or the applicable merit factor. This modifies their premium based on their loss history. 0, and good. OSHA Back. Mod. The standard Experience Modification Rating is 1, which just means that if your business is about as safe as the average business, you’ll get an EMR. Experience Rating O Experience rating is a procedure using past insurance experience of the individual entity in order to predict future losses. All Bidders/Offerors shall submit information regarding their current Experience Modification Rate (EMR). Phone: 410-527-4499. See how PMBC can help you forge partnerships and grow your business by connecting with PMBC or signing up for an. The e-mod represents either a credit or a debit that is applied to the premium before adjustments. 3. If your EMR is 1. Designate a Safety Director and give that person the proper authority to affect policy, decisions, and personnel ; Work with Washington State Labor and Industries and OSHA representatives when they visit the jobsite ; Realize that the money spent now on safety can save you much more later on. Where do I find my EMR? Modified on Tue, 23 Apr 2019 at 05:39 PM. 00 for back to back years, this is generally an indicator that your company was not eligible for an EMR, and was instead awarded a placeholder EMR stating that you are paying 100% of your established Workers Compensation premium. This increase will stay with the business for three years. Improve the accuracy of the experience ratings endorsed to the policy by eliminating errors associated with rekeying data from hard copy. Experience modifier history. 75 to 1. Insurance Issued. Use key words to search Q & As on OSHA's injury and illness recordkeeping requirements for employers. Think of it like your credit score or car driving history, where third parties consider your history as an indication of future risk. 0 means a company has an average safety record, while an experience mod of 0. It plays a direct role in determining the w orker’s compensation premiums that an organization must pay. If your EMR goes above 1. 8 would result in a premium that is 20% lower, or $20,000 less. Or your worst-case scenario, it has gone up again. A rating higher than this would mean a business is riskier than average and would result in higher premiums. 20The total case incident rate (TCIR) is a figure that represents the number of work-related injuries per 100 full-time workers over the course of a year. An EMR or experience modification rating (also called a MOD rating or factor) is used to price workers’ compensation insurance premiums. The safety plans required for workplaces with ≥ 25 employees must include a safety committee or “a person designated and trained by the employer for the facility’s safety and health program. Access Additional COVID-19 Information. 5. “Manual rating” is the simplest way to rate employers for their workers’ compensation liability insurance. The experience modification rate is a number or 'metric' which measures the number of claims against an organisation. The new rating plan is part of a multi-year evaluation of the experience. experience modification rate = l / m Again, remember that this formula is not taking caps into consideration, so extremely large claims (around $300,000) will result in an inaccurate EMR. Wage Law Complaints Look-Up Check listings to find employers L&I has cited for wage complaints filed by employees. Calculate: Plug in your values and calculate your EMR rate. walton@sedgwick. This form serves as the summary of work-related injuries and illnesses, which is to be posted in the workplace annually. Learn about the updated version of NCCI's ABCs of Experience Rating brochure. 33. annual payroll. 5 or higher. You must also. Take advantage of the intelligent resource for risk management. They enable you to compare your past performance by year in certain key areas, which can help you identify where you've done well - and where you need to. In this guide, we break down the formula and cover everything employers need to know. Days Away, Restricted or Transferred (DART) Rate: Measures the number of cases per 100 full-time employees where an injury or illness causes an employee to be restricted or transferred based on inability to perform normal job functions. If your EMR is above 1.